Another Name For Zero In Math latest 2023

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Why We Must Teach Financial Literacy In School

Few parents of elementary, high school, or college students would disagree if you said; we need to teach basic economics and financial literacy as mandatory parts of our education system, yet we don’t? Why – well, that was the question recently posed by our think tank. What could we teach the children?

How about knowing how to balance a checkbook, how to calculate simple interest and amortization, and how about personal budgeting and credit card debt issues? What about the trade-offs between student loans and tuition fees – oops? Is it a taboo – sorry, but why not, why should something be banned. Let’s talk okay.

See, one think tank guy agreed with me that he liked the premise and was amazed that it wasn’t already part of the program. Of course, he also told me that my ideas of “swinging a checkbook” were a bit archaic; “Seriously? How many people still use checks – haven’t written one this decade.”

Okay, I concede that point, but the principles of viewing a bank statement still apply. Interestingly enough, I’ve only written a handful of checks myself this year, thinking about it.

Another couple of points – in the US we see $1.3 trillion in unpaid tuition debt – 40% over 90 days in the backs most of these students will end up defaulting worse anyway they are economically enslaved because this debt cannot be discharged through bankruptcy, at least not yet, Democrats want to forgive and possibly give free tuition, but these loans were made recklessly.

Another Challenge Car loans, zero interest, zero payments until next year, and loans to those with very substandard credit, are another sign of poor decision making. What if these people had a better knowledge of interest, loans and money?

When people took out ARM home loans in the lead up to the 2008 financial crisis, many said they didn’t understand what they were signing. Maybe they did, but they used that as an excuse, anyway, they should have known what they were signing into and getting into.

Why are we in such a rush to economically enslave the next indebted generation? They get out of college and can’t buy a car, start a business or buy a house, how does that help our economy move forward? Something is wrong, and it’s something we can fix by simply teaching financial literacy, which is just as important for success in life as math, science, reading and writing. Please consider this.

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